What it feels like in the app
Before an extra payment, see what changes.
“Lower the installment or pay it off sooner?”
Put both options in perspective. Change the extra payment and compare the term, the interest and how the balance evolves.
Deuda TrackerPersonal finance
Your loans, in perspective.
Look beyond this month’s installment. Bring your loans together, separate principal and interest and compare what changes with an extra payment.
Check availability and terms in your store.
- Loans
- Payments and installments
- Extra payments
Start from your terms
Enter your loan’s amount, rate, term and insurance. Review the estimated installment and the projected total before saving it.
Try other possibilities
Compare the base scenario with two alternatives. Adjust extra payments, rate or term and see how the projection changes without immediately modifying your loan.
Bring the plan into your tracking
Once you choose a scenario, you can apply it. Record your payments and see how installments are distributed over the life of the loan.
Inside the app
The cost of your loan, with every part in view.
Screen from the Spanish version of the app, with sample data.
At your pace
Understand what you pay. Explore what you can change.
Inside the installment
See how much goes to principal, how much to interest and how much to insurance. The amortization table shows how that mix changes month by month.
One extra payment, two paths
Explore extra payments aimed at shortening the term or lowering the installment. Compare their effects before deciding which alternative to bring into your plan.
Three scenarios on the table
Contrast your starting point with alternatives A and B. The charts let you follow the balance and compare principal and interest.
A history that keeps what you paid
Mark the installments you have already paid. Later changes to rate or insurance keep the records of earlier payments.
Your information
Your numbers are part of your personal records.
Loans and their activity are stored locally on your device. The app uses diagnostics and usage services described in its policy; check there what information is processed and how you can delete your records.
Before you start
What you might be wondering.
Does recording an installment make a payment to the bank?
No. Marking an installment as paid updates your tracking inside the app. The actual payment is made through your lender’s channels.
What happens if I try a different scenario?
You can explore alternatives before applying them. Changing a comparison scenario does not, by itself, change your loan terms with the bank.
Will the projection match my statement?
It is an estimate based on the data you enter. Your lender’s terms, dates and calculations may give a different result; use your statement to check your records.